Welcome to the Bensman & Company Asset Strategies website. Thank you for your visit. Our Agency has been established here in Texas since 1963, conducts business statewide, contracts with some 35 insurors for which we are authorized agents, including well-known firms such as BlueCrossBlueShieldTX, United of Omaha, American National, American General Life, Humana, Aetna, and still many other fine, strong, established companies.
I maintain that portfolio of companies, rather like an insurance supermarket, to choose from, to make sure you get the best coverages and prices in the market. Several coverages include Medicare Supplementary insurances, and I have a whole page dedicated to this subject. Please be sure and visit my page on Medicare Supplementary Coverages, and I will explain how they can fit a lot of your needs, whether you are a senior citizen or a below-age 65 disabled individual.
We can find coverage for over 99% of clients. Please contact me and allow me to discuss how I can protect you, your family, your assets, and your business.
Beginning October 1, 2013, the Patient Protective And Affordable Care Act (PPACA)also known as ObamaCare, begins final implementation, with consumer qualification and plan applications beginning at that time. The initial procedures will lead to the first individual major medical cover plans to be effective Jan. 1, 2014. During the year, individuals may determine the amounts of premiums, less any premium subsidies, qualified essential health plan benefits, cost sharing, insurers, penalties, styles, and benefit strength availabilities from which to make selections.
Agents and brokers will be an important part of your guidance. We will have received training and certification in order to escort consumers through the Health Market Exchange. While consumers can do this on their own, due to the complexity, regulations, compliance issues, and extensive information requirements encountered, we highly recommend that you take full advantage of our services, just as most of you have in the past. This is true of any insurance, retirement savings, and financial planning. We, as agents and brokers are there to make your journey as smooth and easy as possible, that you get what you want, understand it, can afford it, and avoid issues, tax penalties, and problems that are preventable.
This agency has prepared extensively, taken formal courses, reviewed the many bulletins from federal, state, and insurance organizations, as well as attended both on-line and in-person seminars. Do take advantage of all this. There are no costs or charges for our services. We have prepared informational commentaries outlining strategies for individuals, families, and small businesses. Let us know your concerns by emailing us at email@example.com. We also maintain full contact information right on this interactive site.
We look forward to assisting you. Please see the section page entitled Our Services for a complete listing of my qualifications, professional education, standards, ethics, and credentials. These benefit prospective and existing customers in acquiring services and coverages best suited to them. Words to live by: You might give some serious thought to thanking your lucky stars you're in Texas! Have a nice day.
Roger G. Bensman,CLU,ChFC, Principal, Bensman&CompanyAssetStrategies,LLC, Headquartered in Houston,TX.
Licensed in the state of Texas.